Where insurance fits into bicycle accidents
If you have clients who are riding their bikes this summer, how does liability insurance work if they get into an accident?
Liability for bicycle accidents is “typically” covered under a home insurance policy but motorized scooters and other types of vehicles may not be, Krajden said Tuesday in an interview.
If your clients have housemates, you may need to find out how closely their living activities are integrated.
For clients who are not living alone, do you know who is living with them and who is in their household? Court battles can arise over what a “household” means in an insurance policy.
Living in the same home is not always the same thing as living in the same household, notes Ari Krajden, a partner with Kawaguchi Krajden LLP, whose specialties include coverage disputes.